Which one is the Best Loan app?"

 

Which One is the Best LOAN APP?"

            There are many loan app available in the MARKET PLACE to avail loan. But first we need to verify if it is listed in RBI NON FINANCE sector.

HOW to Check if it is listed and approved by RBI?.

• Mainly it should be available in GOOGLE PLAY STORE 
• First need to verify in GOOGLE
• Need to be registered in RBI non banking finance services.

LAZY PAY;

CLICK HERE TO DOWNLOAD THE APP

ABOUT LAZY PAY;

Lazy Pay Private Limited is a private limited company incorporated under the provisions of Companies Act, 2013 and is engaged amongst others in the business of providing technology enabled settlement services, settlement processing services together with certain collection services to different kinds of business entities, and marketing/distribution of co-branded prepaid payment instruments.

They Have various options like;

• Buy now Pay Later
• Scan & Pay
• No Cost Emi

YOU WILL ALSO REQUIRE THESE DOCUMENTS FOR COMPLETING THE SIGN-UP PROCEDURE:

1. PROOF OF PHOTO ID
2. PROOF OF ADDRESS
3. A SELFIE
4. DETAILS OF YOUR BANK ACCOUNT, I.E. IFSC CODE AND ACCOUNT NUMBER

Why Lazy Pay?

Transparency: A fully digital process, that includes eligibility checks for limits in a few minutes and requires only basic information. So, you don’t have to go anywhere to submit any documents.

Safety and security: The entire mechanism is guarded by highly advanced safety and security measures.

Convenience: There is negligible or minimal documentation needed, and customers can access funding by submitting only their Aadhar Card, PAN Card and their photograph.

Lazy Pay is thus always at your beck and call with fast and ultra-convenient credit offered online and disbursed in a seamless manner. Shop from favorite online stores and pay later with flexible and low cost/no cost EMI plans. You can repay in 6, 9 and 12 months at affordable rates of interest.

The Buy Now Pay Later feature is really handy for today’s millennials who need to shop instantly for varied items.

Lazy Pay had its roots in the aim of lowering the overall friction and hassles related to checking out with online payments. This included making digital payments and transactions much easier and convenient for those customers who have amounts between Rs.200 and Rs.2,500 to contend with. There is chiefly the option to pay later. This is a one of its kind deferred payment facility offered to users and is a welcome offering. People can easily pay later while gratifying their needs today without having to wait. Also, depending upon the behavior of customers, the facility can be extended for amounts starting from around Rs.3,000 and going up to even Rs.10,000. Thus as you can see, buy now pay later is a handy facility that you can avail instantly here.

Several apps and websites that have integrated the product will show Lazy Pay as payment option whenever you are going to the checkout process. By means of this, you can get a deferred payment facility for a period of 15 days along with a limit for transactions which is worked out based on the buying patterns of customers. They do not have to put in any information like their net banking details or debit/credit cards information. Moreover, the transactions do not need any passwords, OTPs or wallet recharges. This makes all the transactions really fast and smooth while ensuring that there are no failures of any banking transactions.

The company wishes to offer a world-class experience to Indian customers while also enabling conversion at a larger scale. Additionally, Lazy Pay can be perceived as the ideal platform for the core values followed by the company, i.e. simplification of the entire process of online payments for customers where there is a clear distinction between payment and buying activities and also where the buyer gets the facility of deferred payments.

Lazy Pay went live in March 2017, and has already garnered positive responses from its users. Users can use the Lazy Pay across 250+ merchants including Swiggy, Make My Trip, Book My Show, Zomato, Gaana.com, Goibibo, Tata Sky, Big Basket, Flipkart, Rapido, Box8, Dunzo and many more.

Use this app and give us a feedback

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