How to get 30,000 loan immediately, Pay sense Loan App

 

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Hi friends today we are going to discuss about PAYSENSE loan app they are providing Loan amount from 5,000 to 5 Lakhs through this loan app.

Pay Sense is providing loan for their customers from 5,000 to 5 lakhs with the annual percentage rate between 16% to 36% on reducing balance basis loan is provided.

This app is available is more than 180 cities in India and they are RBI registered NBFC company, hence they regulated by RBI all the loan amount you are taking is under control of RBI, so no need to panic for any problems, this is very genuine loan app.

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They have disbursed more than 1 lakh personal loan in 12 months, this the best personal loan app in India that provides quick loans to salaried persons.

• Affordable interest rates
• Convenient and affordable EMIs
• Two minutes loan application
• Paperless documentation
• Loan for Low Credit Scores 

The standard Processing Fee will be 2.5% from the loan amount disbursed, foe example if you are taking loan of 1lakh for 24  months APR will be 245,also the processing fee is 2,500, 24 EMIs of 5,391. The total interest paid for 24 months would be 29,384. Hence the total cost of the loan is 1,31,884. If you are okay with this interest rate you can take loan from this app on your own risks.

ELIGIBILITY CRITERIA;

• You must be Resident of India
• Age is between 21 to 60 years
• Monthly salary requirement is 18,000
• Pan card and Aadhar card documents
• Salary credited to bank account and bank statement required

For the force closure of loan prepayment is available after paying the 6 months EMIs and the charges of 4%+GST on the remaining principle amount.

This app is recognized among the top 100 best Fintech innovators in the world by a KPMG and H2 ventures report

Apply for a Personal Loan in 3 easy steps

1.Check eligibility and select a personal loan plan

Fill in a few basic details to check your eligibility for PaySense instant personal loans and get a Credit Line. A Credit Line is the total amount of loan you can get from PaySense. Once you get your Credit Line, you can choose the loan amount. Choose the best combination of loan duration and EMIs to select your loan plan.

2.Upload KYC Documents

To get your personal loan approval, you have to upload a few documents to complete your KYC. You are also required to sign the loan agreement and a NACH form to enable auto-deduction of EMIs. NACH stands for National Automated Clearing House is a centralized web-based payment system, regulated and supervised by Reserve Bank of India (RBI) for bulk money transactions. NACH form ensures that you don’t miss on your EMI payments and impact your credit score negatively. The best part – the entire process is paperless. Once you upload all required documents, you get an approval within 2 working hours.

3.Get your money

Once your personal loan is approved and the application procedure is complete, your money will be directly transferred to your account quickly. It is that easy to get instant personal loan with Go paysense.

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